Research & Policy

Publications

A comprehensive archive of published works, reports, and industry analysis.

Back to Home 24 Publications Listed
2025

Artificial Intelligence in the South African Financial Sector

Hlophe, N. and Mabetha, L.

South African Reserve Bank (SARB)

2025

Market Study: Decentralised Finance in South Africa

Hlophe, N.

Financial Sector Conduct Authority (FSCA)

2025

Decentralised finance and data privacy: what’s the story?

Hlophe, N.

Intergovernmental Fintech Working Group

2024

You are the training data

Hlophe, N.

Digital Banker Africa

2024

AI and Blockchain: Shaping the Next Generation of Finance

Hlophe, N.

Intergovernmental Fintech Working Group

2024

Careful with my data!

Hlophe, N.

Business Times

2024

Decentralised Finance Presentation and Panel Discussion

Hlophe, N.

Financial Sector Conduct Authority

2024

The Nexus Between Generative AI and Open Finance

Hlophe, N. and Sabilika, K.

Intergovernmental Fintech Working Group

2023

Medium Publications

Hlophe, N.

Medium

2022

Big Data Analytics Workshop 2022 – Summary | Résumé

Hlophe, N.

Digital Frontiers Institute

2022

Blockchain and the future of finance

Hlophe, N.

Digital Frontiers Institute

2021

A Framework for Effective Supervision for Inclusive DFS

Hlophe, N.

Digital Frontiers Institute

2020

Eswatini CBDC Diagnostic Study: Phase 1 findings

Cenfri & Central Bank of Eswatini

Central Bank of Eswatini

2019

Diagnostic study of the Zambian payments system

Cooper, B.; Perez, L.; Esser, A.; Hlophe, N.; Ferreira, M.; Janse van Vuuren, P.

Cenfri

2019

An analysis of ID proxy initiatives across the globe

Cooper, B.; Perez, L.; Esser, A.; Allen, M.; Hlophe, N.; Ferreira, M.

Cenfri

2018

Does financial development mean financial inclusion?

Hlophe, N.

African Review of Economics and Finance